Checked against the rating list and the rules in force as at 2026-08-23.
It depends on the rateable value, which is public. The typical London shop on the 2026 list has a rateable value of £18,500 and the typical café or restaurant £43,750. Multiply by the 2026/27 multiplier for the band and you have the charge before relief: about £7,252 a year for that shop, £17,150 for that café. Reliefs come off that, and for the 23% of London premises at £12,000 or below, small business rate relief can take the bill to nil.
Rateable value times multiplier equals the charge before relief. For a shop, café or restaurant the multiplier is 0.392 up to £51,000 and 0.440 from there to £500,000. Above £500,000 it is 0.518.
The rateable value is the Valuation Office’s estimate of the annual rent at 1 April 2024. It is not what you pay in rent, and it is not the bill.
Across the 88,023 shops on the 2026 list the typical rateable value is £18,500, or £475 per square metre. Across 17,478 cafés, restaurants, takeaways and pubs it is £43,750, or £515 per square metre.
By borough the typical shop runs from £11,000 in Bexley and £12,250 in Lewisham to £42,000 in Kensington and Chelsea, £59,500 in Westminster and £61,500 in the City of London.
| Borough | Typical shop | Typical café or restaurant | Shop £/m² |
|---|---|---|---|
| Bexley | £11,000 | £15,500 | £250 |
| Lewisham | £12,250 | £18,250 | £325 |
| Greenwich | £13,000 | £28,375 | £300 |
| Croydon | £13,750 | £25,625 | £350 |
| Sutton | £13,750 | £29,125 | £330 |
| Barking and Dagenham | £14,000 | £21,000 | £360 |
| Merton | £14,250 | £24,500 | £375 |
| Waltham Forest | £15,000 | £22,750 | £425 |
| Hillingdon | £15,750 | £33,000 | £400 |
| Lambeth | £15,750 | £42,875 | £475 |
| Ealing | £16,000 | £29,375 | £465 |
| Havering | £16,000 | £41,000 | £375 |
| Bromley | £16,250 | £29,875 | £375 |
| Enfield | £16,250 | £24,750 | £430 |
| Hounslow | £16,500 | £31,250 | £405 |
| Southwark | £16,750 | £44,000 | £475 |
| Brent | £17,250 | £29,250 | £480 |
| Newham | £17,250 | £32,750 | £475 |
| Redbridge | £17,250 | £32,500 | £430 |
| Harrow | £17,500 | £26,750 | £435 |
| Haringey | £18,000 | £29,500 | £515 |
| Richmond upon Thames | £18,250 | £30,750 | £500 |
| Kingston upon Thames | £18,750 | £25,250 | £440 |
| Barnet | £19,500 | £28,000 | £480 |
| Hackney | £19,500 | £35,250 | £600 |
| Wandsworth | £20,250 | £33,750 | £540 |
| Tower Hamlets | £20,750 | £45,500 | £575 |
| Islington | £21,000 | £38,750 | £580 |
| Hammersmith and Fulham | £27,500 | £37,375 | £750 |
| Camden | £31,500 | £57,000 | £825 |
| Kensington and Chelsea | £42,000 | £85,500 | £1,400 |
| Westminster | £59,500 | £113,000 | £1,400 |
| City of London | £61,500 | £95,500 | £1,265 |
Look the address up. Every retail, hospitality and leisure premises in London is on this site with its 2026 rateable value and its place on the street, free and without signing up.
The value is attached to the premises, so the figure you look up is the figure you will be billed on unless the property is altered or the use changes. The reliefs are not attached to it. Small business rate relief goes with the occupier, and the previous tenant’s relief ends with their account.
Two units with the same rateable value can carry different bills. One occupier has a second property and loses small business rate relief. One premises was coded as a shop when it became a café and is on the wrong multiplier. Ask to see the current bill before you sign.
Small business rate relief. The whole bill at £12,000 or below, tapering to nothing at £15,000, for an occupier of one property. It has to be claimed.
Transitional relief and supporting small business relief. Caps on how fast the bill rises after the 2026 revaluation. Automatic.
The 15% pubs and live music venues relief. 2026/27, pubs only.
Everything above depends on what your council has put on the bill. The rating list shows the value. The bill shows what you pay.
Every retail and hospitality premises in London has been checked against the official rating list. Enter your address to see yours. No sign-up, no phone number.
Public data only. We do not ask for your rates bill, and there is nothing to upload.
If there's nothing to save, we say so.
Send your address, or a photo of your bill, and we’ll tell you within one working day whether there is anything worth looking at. WhatsApp 07594 933857.
If there's nothing to save, we say so. James replies personally within one working day, usually sooner. We reply by WhatsApp, text or email, never a cold call. No mailing lists.
Sources: Estimate your business rates (GOV.UK) · Multipliers for qualifying retail, hospitality or leisure (GOV.UK)
Each borough page carries the spread of rateable values and the value per square metre, by type of premises. It also ranks the most expensive streets in the borough. Those aggregations are ours.
We checked 109,537 London retail and hospitality premises against the 2026 rating list — seeing your street’s figures is free, no sign-up.